Saturday, 23 August 2014

Dear customer, sorry to hear you're dead'- Dan Hyde


Frail 80-year-old widow left 'extremely upset' by a letter (pictured) from her pension provider offering condolences for her death

An 80-year-old widow received a letter pronouncing her dead after her pension provider made a "clerical error".
Standard Life sent the letter (pictured below) directly to the customer's house in Spalding, Lincolnshire, last month.
Mrs Fulton, whose name has been altered, opened the letter because it was addressed to "The Executors of Mrs B Fulton".
She found a short message of condolence from an employee at Standard Life, which read: "I was sorry to learn of [Mrs Fulton's] death when the bank returned her June pension instalment to us. I offer my sincere condolences on behalf of Standard Life.
"Please can you contact me with the date that Mrs Fulton passed away." Enclosed was a prepaid envelope and a telephone number.
Mrs Fulton, who was described as frail by neighbours acting on her behalf, said she was left "extremely upset". The widow suffered a severe stroke almost a decade ago and lived alone.
"You can imagine how shocked I was to receive the letter," Mrs Fulton said. "Fortunately I still have my wits about me, but I dread to think what the consequences could have been for someone in more fragile health than myself."
Standard Life said the blunder was caused by human error after a routine pension payment failed. A staff member had incorrectly marked reason for the payment being returned as “deceased”.
A spokesman said: "We are very sorry this occurred and for the concern it has caused. We apologised immediately and carried out a review to understand what had happened. We reissued the pension payment immediately and sent Mrs Fulton flowers and £50 as apology too."
The reason for the failed payment remains a mystery, the spokesman said. Mrs Felton had received regular, automated transfers to her bank account for many years without a hitch.
The case is the latest embarrassing blunder made by financial firms' bereavement departments. Companies have in the past been criticised for a lack of tact around death and failing to carry out basic checks before sending letters. Here are two other examples.

Woman made to feel like a murderer

In November 2012, a grieving woman was sent a letter by an insurer which made her feel like a murder suspect. Sun Life Financial of Canada refused to pay Belinda Wells, 53, money inherited from the estate of her late fiancé, had died suddenly after a nursing accident in hospital.
The firm said it couldn’t pay because "UK law prohibits us from paying any monies to a person that may have committed a crime from which they may profit."
The letter, reported by the Daily Mail, also said the firm had asked the police to see whether they "are looking into the death as a possible crime".
There was never any suggestion Ms Wells had been involved in her fiance's death. A nurse was later suspended after an inquest heard that Ms Well's fiancé, Paul Coventry died after being given the wrong saline solution. The coroner's verdict was accidental death contributed to by neglect.
Sun Life apologised profusely to Ms Wells, offered £250 compensation and promised to review its procedures.

'Computer says you’re dead'

In another case, a 52-year-old with a serious illness said he ran up thousands of pounds in bank charges because a credit reference agency listed him as deceased.
In December 2012, Fred Banagan told the Mail on Sunday that he had tried three times to correct the error on his credit file, run by Equifax, which listed him as dead since 2007.
"It’s like the character in Little Britain who taps away at her keyboard and then says, ‘‘Computer says no", except in my case it’s, ‘‘Computer says you’re dead,’ he said. "I could do nothing about it. And this was real life, not a comedy."
It transpired that the incorrect information was originating from Virgin, which whom Mr Banagan had signed a contract in 2007. Virgin had listed him as dead, despite taking money from his account each month.
Both Experian and Virgin apologised for the error and promised to improve their systems and processes.

Culled from Daily Telegraph

No comments: