Factors that may increase your life in retirement –Odunze Reginald C

Images credited to nordsoc

 According to an article in Yahoo Finance captioned “7 ways to Retire happy” Mandi Woodruff opined that  In a new book, “You Can Retire Sooner Than You Think,” Atlanta-based investment advisor Wes Moss, offers an alternative to the traditional line of thinking. Rather than focus on a dollar amount to reach for, Moss decided to figure out what retirees needed to be truly happy in retirement”
“I wanted to go beyond simple income numbers,” Moss says. “I wondered what it really takes to get somebody to a point where they truly feel they have a cushion and they are also enjoying life.”
“In 2012, Moss conducted an online survey of more than 1,200 workers who had either already retired or were fewer than 10 years away from retirement. He asked them questions about what type of cars they drove, where they shopped, how much their homes were worth, and, of course, how much they had saved for retirement. But he also asked about their passion projects, how often they went on vacation, what types of volunteering they enjoyed, whether or not they were satisfied with their lives, and how much time they put into their retirement planning before calling it quits. (Moss did not ask participants about overall debt levels like student loans and credit cards, but did include questions about their mortgage debt).”
What he found was that more money doesn’t equate to more happiness. The happiest retirees didn’t all drive BMWs or take 12 European cruises a year, either.”

That brings us back to the important idea about what gives happiness, happiness is within, it’s a product of contentment, feel contented about what you have, you will discover that you will be happy, feel otherwise, you will discover that you will be sad, all the days of your life.  As Dolly Paton noted in her song “Coat of many colors”, that she was as rich as she could be in her coat of many colors” and she tries to make to understand” linked to contentment is happy married life.

Good health is very vital in life, retirees should rest, exercise, and diet, what may be termed as RED. It is very essential for people to rest, exercise and diet, so as to be in form , and as one approaches old age , it is also important for retirees to monitor their diet and rest

Being in tune with God, It is good to be in tune with our maker, when you are not tune with your maker, so many things will go wrong including finances, moralities etc. you also lack that self awareness , self will and the ability to adjust to trends in the society to suit your current status and position,

Being in tune with your family It becomes more rewarding, when a retiree is in good relationship with family members especially their wives and children .The more a retiree stay connected to a happy love life, the better for him. In a research carried out in the United States has it that people tend to be happy when they are married than when they are not. And as they say that divorce is more devastating; coupled with the financial implications and the legal battle that comes with it. It went on to say that people are more likely to commit suicide when they are disconnected with their love life or life partner.  But I will also add that men are likely also to commit murder when they are disconnected from their love life and the emotional torture of such act can also drive them to take their own lives.

 In an article in Yahoo Finance captioned “7 ways to Retire happy” Mandi Woodruff observed that “Happy retirees are more likely to be married” As common as divorce is in the U.S. today, the overwhelming majority of happy retirees were married (76%) and only 9% were divorced. Less than half of unhappy retirees were married, while one-quarter were divorced, Wes Moss found. This is right on par with what past research has shown about levels of satisfaction in married and unmarried people — over the long term, married couples are much happier. It’s fairly obvious why two may be better than one in this scenario — dual incomes can make a huge difference in a couple’s financial outlook. On the flip side, divorce not only reduces both parties’ income but is also expensive to go through.